Call Us: (423) 626-7261 or Toll-Free: (800) 201-6967
Business Services

Controlling your finances is as simple as clicking a mouse. Access your accounts and pay bills.

Bring banking to you and control your finances all with the click of a mouse. Online Banking is a secure, internet-based service that gives you convenient, 24-hour account access to your First Century Bank accounts.

View Online Banking Demo!

Online Banking

  • Check account balances 24/7
  • View, print and download previous statements
  • Transfer funds between First Century Bank accounts
  • View check images
  • Make loan payments
  • Download your information into Quicken®, Microsoft® Money and Quick Books®
  • Place stop payments
  • Sign up for automatic e-mail reminders and more!
  • Advanced encryption technology protects the privacy of every transaction

Additional Info:

  • Frequently Asked Questions
  • Online Banking User Guide
  • Online Security

Enroll Now »

Bill Pay

  • Pay anyone you would normally pay by check- from utilities to a relative
  • Set up current, future, or recurring payments
  • Schedule payments
  • Search by specific vendor or all vendors
  • Track and sort payments by payee, date or amount
  • Email notifications so you never miss a payment

Additional Info:

  • Frequently Asked Questions
  • Bill Pay User Guide
  • Online Security

Enroll Now »

Put monthly statements at your fingertips without the hassle of sorting paperwork.

First Century Bank provides the latest technology to put banking at your fingertips. Our e-Statements allow you to access your statement right from your Online Banking account. Electronic Bank Statements are a great way to access your statement faster than waiting on the mail and help the environment.

  • Secure Statements
  • Reduce Clutter
  • Save Time & Money
  • Access to electronic statements
  • Download to your favorite software
  • Environmentally friendly by reducing paper waste
  • Safer than sending your financial information out in the mail

Existing Online Banking customers sign up for e-Statement in two easy steps.

  • Login to First Century Bank Online Banking
  • Click on the e-Statements tab to enroll.

Once you’re enrolled you can view your statement the day after your statement cycle drops, download your statement to your favorite program.

App Downloads

First Century Bank Apps let you handle your accounts with a customized application for your mobile device.

iPhone® Mobile App

  • Download the mobile banking app to your device on the App Store by searching for “First Century Bank”.
  • Click “Download” to install the First Century Bank Mobile Banking App.

Android™ Mobile App

  • Download the mobile banking app to your Android device on Google Play by searching for “First Century Bank”.
  • Click “Install” to install the First Century Bank Mobile Banking App.

Amazon App

  • Our App is also available on Amazon
  • Click “Download” to install the First Century Bank Mobile Banking App.

To ensure your safety, we recommend that you only download our mobile app from the following sources: App Store®, Google Play™ Store or Amazon.

Data charges may apply – check with your carrier. iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. App store is a service mark of Apple Inc. Android & Google Play is a trademark of Google Inc.


Mobile Check Deposit

Deposit checks from wherever you are, with Mobile Check Deposit – subject to approval.

We’re glad to provide you with quick, easy services to simplify your banking. You can deposit checks anytime with the First Century Bank Mobile app. It’s as simple as snapping a picture of the front and back of your signed check. Mobile Check Deposit is a complimentary service available to eligible customers1.

If you’re already an online banking customers you’re ready to enroll:

  1. Login to the First Century Bank Mobile App
  2. Tap Mobile Deposit
  3. Deposit Check
  4. Choose an account for your deposit
  5. Take a picture of the front and back of the signed check
  6. Verify your information and click Submit Deposit!
  7. Please make note of your deposit reference number

To view our Mobile Check Deposit Disclosure click here.

1 Enrollment is subject to approval First Century Bank reserves the right to refuse a deposit or place a hold on the check upon arrival. There are no fees for this service, however, wireless and data usage fees may apply, please check with your carrier.

Frequently Asked Questions

Q: Are there any fees for this service?

A: First Century Bank does not charge for this service, however, wireless and data charges may apply, please check with your carrier.

Q: How long does it take to get approved?

A: You will receive a status notification regarding your enrollment request within 2-3 business days.

Q: When will my deposit be put into my account?

A: Funds will be available the next business day if the deposit was made before the cutoff time.

Q: Are there deposit amount limits?

Yes, Daily mobile deposits are limited to 20 items or $2,000.00; monthly limits are 100 items or $10,000.00.

Q: After I’m enrolled, can I add additional accounts?

A: Certainly, just contact your local branch and speak with a Relationship Banker.

Q: How long do I need to keep the original check?

A: You should store the check in a safe place for 60 days, and then fully destroy the check.

Q: Are the images of my deposits stored on my phone?

A: The images are not store on your phone the bank stores the images.


Mobile Browser

First Century Bank Mobile Banking at www.fcbtn.mobi gives you access to your real-time Online Banking through your internet enabled mobile device.

To access mobile banking go to www.fcbtn.mobi and log in using your existing online banking username and password.

Features:

  • Mobile Access1
  • Uses existing Online Banking account
  • Check Balances
  • Transfer Funds
  • Pay Bills
  • Safe & Secure2
  • Branch contact information and locations

1 Data charges may apply – check with your carrier. 2 Mobile Banking utilizes 128bit encryption for your security and peace of mind.

Text banking makes banking on the go as simple as sending a text. Sign up for text messaging on your accounts to receive balance and transaction information when you want it. When you send us a text/SMS message requesting information, we send you a reply text with the requested information within seconds. Or setup alerts to come to your phone automatically.

SMS1 Text Banking allows registered users to receive balance and transaction information via text messaging.

  • No internet plan or browser requirements
  • Simple and Convenient
  • Account Balance
  • Account History
  • Commands are NOT case sensitive

1Data Carrier may charge data fees. Please check with your carrier.

Enroll

  • Text “ENROLLFCB” to 39257 from your mobile device to initiate the enrollment process
  • We will call you to verify information and then activate the service
  • Then, text any of the commands below to the same number as needed (no login credentials necessary)
  • You can also auto enroll yourself by logging in to online banking using one of our apps. Once in simply click on text banking and follow the prompts.

Pull Alerts

Push Alerts

Easy to use touch-tone telephone service available when you are.

Access your accounts anytime with our touch-tone telephone banking. This easy to use system lets you transfer funds, find out your immediate balance, hear transaction history and so much more! Call 423-626-8711 or Toll Free 1-800-842-1000, enter the Personal identification Number (PIN) you set up, and you’re on your way! It’s Even Faster Than Talking To A Teller!

  • 24 Hour Access
  • Report lost cards
  • Available to all depositors

Main Menu

  • Press 1 – Account Information
  • Press 2 – Transfer funds between accounts or make a loan payment
  • Press 3 – Bank information
  • Press 4 – Report a lost or stolen ATM or debit card
  • Press 0 – To speak with an operator

New callers can simply press * (star) when prompted for their pin number and at that time they can choose a pin number.

Business Credit Cards

Take advantage of First Century Bank’s new credit cards from a name you can trust.

Cash Management

Cash Management simplifies your job and offers you more control. Cash Management is Online Banking for your business with the advantage of creating withdrawals or payments to and from accounts from any financial institution.

Remote Deposit Capture

Remote Deposit Capture is a one-stop solution that includes electronic payment processing, online reporting, and risk management services

Merchant Services

If your business is not currently accepting credit/debit cards, you may be missing out on substantial revenues. Let First Century Bank help you increase the sales for your business.

Century Business Sweep

As a business owner, you’re always looking for ways to increase the productivity of your employees. Why not do the same for your money?

CenturyLine™

Access your accounts anytime with our touch-tone telephone banking. This easy to use system lets you transfer funds, find out your immediate balance, hear transaction history and so much more!

Night Depository

Deposits can be made anytime day or night in any of our conveniently located night depository receptacles.

  • Easy and Secure
  • Improve Cash Flow
  • Credit on the next business day.

Lockbox Services

If you’re tired of worrying about preparing your daily deposits and getting it to the bank, let us do it for you!

Additional Services

At First Century Bank, we are committed to providing more than just the standard services and strive to provide our customers with any and every convenience they may need. With that in mind, we have many services to help you with all your banking needs. Let us help you find the right solution today.

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