Take advantage of a First Century Bank credit card and consolidate all of your financial needs with a name you can trust. We offer two great Personal Platinum Visa® Cards from First Century Bank.

Which card is right for you?

  • Option 1: Platinum Cash Back - Earn 1% cash back on all purchases. There are no spending tiers or minimums - $35 annual fee.
  • Option 2: Platinum - Give yourself the buying power of Platinum with a low spending rate and valuable cardmember benefits - No annual fee.

0% introductory Annual Percantage Rate (APR) on purchases and balance transfers for the first seven billing cycles after account opening no matter which card you choose.

After the seventh billing cycle, your APR will vary with the market based on the Prime Rate*.

*See Credit Card Disclosure for full details.

Additional Features

  • Accepted worldwide at over 25 million retail locations and 1 million ATMs.
  • EMV smart chip technology for added security

Manage your Expenses

  • Track purchases on our itemized statements
  • Get extra cards for additional users
  • Make purchases around the world

Access Your Account 24 Hours a Day

  • Oversee all of your activity at a glance
  • Manage payment options and transactions
  • Set account alerts to track payments and balances
  • Manage your account, anytime, anywhere

The Peace of Mind of Visa® Zero Liability

If an unauthorized purchase occurs on your card, you pay nothing.

The Visa Zero Liability policy covers U.S. issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify First Century Bank promptly of any unauthorized use. Consult First Century Bank for additional details.

For more details on Visa's Zero Liability you can see the full policy here .

*ServisFirst Bank is the credit card issuer. All applications subject to ServisFirst Bank's Underwriting Guidelines.